Affordable financing for
New Mexico small businesses

For loan requests up to $14,999 — we’ll need:

• A valid photo ID (driver’s license or government-issued ID)

• A selfie photo of you holding your ID

• Your three to six most recent months of bank statements (personal, plus business if applicable) shared through Plaid, a free and secure service that connects to your bank on your behalf. 

• If your address doesn’t match your ID or bank statement: address verification, such as a utility bill or lease/mortgage statement

For loan requests $15,000 to $49,999 — we’ll need: 

•  A valid photo ID (driver’s license or government-issued ID)

• A selfie photo of you holding your ID

• Your three to six most recent months of bank statements (personal, plus business if applicable) shared through Plaid, a free and secure service that connects to your bank on your behalf.

• A business profit and loss statement

• Your most recent year of personal and business tax returns

• If your address doesn’t match your ID or bank statement: address verification, such as a utility bill or lease/mortgage statement

• If you have wage income: your two most recent paystubs

• If your business carries debt not reflected in your other documents: a business debt schedule

For loan requests $50,000 to $99,999  — we’ll need:   

• A valid photo ID (driver’s license or government-issued ID)

• A selfie photo of you holding your ID

• Your three to six most recent months of bank statements (personal, plus business if applicable) shared through Plaid, a free and secure service that connects to your bank on your behalf.

• A business profit and loss statement

• Two of your most recent years of personal and business tax returns

• A personal financial statement

• A business balance sheet

• If your address doesn’t match your ID or bank statement: address verification, such as a utility bill or lease/mortgage statement

• If you have wage income: your two most recent paystubs

• If your business carries debt not reflected in your other documents: a business debt schedule

• If your business has been open for less than two years: a formal business plan with three years of financial projections

For loan requests above $100,000 — we’ll need:   

• A valid photo ID (driver’s license or government-issued ID)
  

• A selfie photo of you holding your ID

• Your three to six most recent months of bank statements (personal, plus business if applicable) shared through Plaid, a free and secure service that connects to your bank on your behalf.
  

• A business profit and loss statement

• Three of your most recent years of personal and business tax returns (if applicable)

• A personal financial statement

• A business balance sheet

• If your address doesn’t match your ID or bank statement: address verification, such as a utility bill or lease/mortgage statement

• If you have wage income: your two most recent paystubs
  

• If your business carries debt not reflected in your other documents: a business debt schedule

• If your business has been open for less than two years: a formal business plan with three years of financial projections