We’re excited to learn more about you and your small business needs. Please take a moment to review our loan qualifications and complete the form below, and a DreamSpring Community Lending Officer will connect with you soon.

Qualifying for a DreamSpring loan

To qualify for a DreamSpring loan, you must meet the following eligibility requirements:

• You must be over the age of 18.
• You must have a Social Security Number (SSN) or Tax Identification Number (ITIN).
• You want to start or grow a business. (We don't offer personal loans.)
• Your business must be located in one of the states we serve:  Alabama, Arizona, California, Colorado, Florida, Georgia, Illinois, Iowa, Kansas, Louisiana, Michigan, Mississippi, Missouri, Nebraska, Nevada, New Mexico, New York, North Carolina, Ohio, Oklahoma, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Washington, and Wyoming.

 

Please have the following documentation prepared when you apply.

• Photo ID
• Proof of Address
• Business documents such as articles of incorporation or registration
• Income verification documents such as pay stubs, bank statements, and tax returns
• Details on assets being pledged as collateral